Category: Credit Scores

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How to Remedy Credit Score Low Points Pt. 1

It may feel like the end of the world if you find yourself in a situation where your credit score is plummeting—but fear not! There is always a way to fix your score even when it feels seemingly impossible. Bankruptcy...

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Boosting Your Credit Score

Having what is qualified as a “great” or “excellent” credit score can help you in many ways for your life: buying or renting a home, getting a loan, buying a car, etc. Here are some quick and easy ways to...

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How Your Credit Score May Affect Your Engagement

Planning on popping the question? Well there are certain ways that your credit score might play a factor in that decision. Spray out payments if it’s not possible to make the purchase in one fell swoop.Use the credit card rewards...

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How to Equate a Credit Score’s Worth in Other Countries

The U.S. is the only country that uses a credit score, which makes understanding its equivalent kind of tricky. So how do you figure out your standing when visiting other countries? Here are a few examples. Japan uses an unofficial...

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Examples of Hard Credit Inquiries

Lenders and other third parties judge your creditworthiness based on many factors and one of them is the inquiries that are on your report. Inquiries allow them to see when and where you’ve searched for credit in the past. There...

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How To Report Account Mistakes On Credit Report

If you see any discrepancies on your credit report from the actual statement that you get from AnnualCreditReport.com, don’t just take it -challenge it. For example, if you've always paid one of your credit cards on time,  but your credit...

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Credit Score Basics Every Consumer Should Know

A good credit score is essential for your financial well-being, but it can be difficult to learn all you need to know to keep your score strong. Here, credit bureau Experian takes you through the basics and teaches you how...

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